Top Cashback Review – Scam Or A Great Way To Save & Earn?

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Top Cashback Review

Hi! Welcome To Our TopCashback Review

If you are like me, then you are one of those that don’t think twice about using cashback sites or worry if they even help you earn more.

Boy! Was I wrong?

Sure thing…

Once upon a time I finally convinced myself to give it a try, what have I got to lose, right?

Absolutely nothing! Fast forward a few months in, I realised it is worthwhile

Which is why we decided to write this Top Cashback review to help you see how you can benefit from using one of the best cashback sites out there.

The truth is you have nothing to lose but a lot to gain because when you do your shopping and have the opportunity not just to get discounts but to also have some percentage of that money given back to you at no extra effort or cost to you, we believe that is a win-win situation.

You may think what you get back from each shopping you make doesn’t amount to much, but you will be surprised at how much you can accrue over a month or more, depending on how much you shop.

On the other hand, if you are not convinced of the cashback you can earn, I believe you can still benefit from the discounts on the products you want to purchase right?

I tell you what, you just use the site and do your shopping, as usual, make use of available vouchers and discount and forget about the cashback.

Then by the end of the year, pop into your account and see how much free money you have accrued as cashback.

And I hope you will come back here to share your experience with us.

So let’s dive in and see what makes TopCashback Thick.

We will cover the following topics

>>>What Is TopCashBack

>>>How Does TopCashBack Work

>>>Ways To Save And Earn On TopCashBack

>>>TopCashBack Complaint


>>>Pros & Cons

>>>Our Final Thoughts


Product At Glance

Name: TopCashback

Owner: Oliver Ragg & Michael Tompkins


Price: free

Rated: 4.5/5.0

What Is TopCashBack

TopCashBack is a cashback site that gives you back some percentage of the money you spend when you shop across your favourite retailers through their portal.

They also provide you with the opportunity to get the best deals and offers across retailers and also free vouchers and coupons to use while you shop.

So you don’t just get some money back when you shop but you can also receive free vouchers, coupon discounts.

TooCashback is owned by Oliver Ragg and Michael Tompkins and started operations in the UK in 2005, launched in the US in 2011 and have been going strong since then.

How Does TopCashBack Work

When you purchase from your favourite retailer featured on the TopCashback website using their link, the retailer gives a commission to TopCashback for sending you to their website.

TopCashback will, in turn, give you back 100% of that commission in the form of cashback and this will be added to your TopCashback account.

And once the retailer pays them the money, they will then make it payable to you.

We know this might make you wonder how then do they make their money to keep things afloat right?

Well, we asked the same question as one can never be too sure.

But the thing is that they are supported by sponsored adverts and promotions carried on around their website and they also get paid bonuses by some retailers for sending a lot of shoppers across to them.

Top Cashback Review

Signing Up

To get started, you will need to register and create an account with TopCashback using your email and password

They will send you an email with a link to verify your email

Make sure to click through that link to fully activate your account.

Once done, you will now be able to access your member area where you have different choices of things to do to save Earn

Ways To Save And Earn


Shopping through TopCashback portal is the biggest way you can save and at the same time earn cashback.

All you have to do is use their portal and visit your favourite retailers and shop as normal.

There are over 4,000 merchants that you can shop with to earn cash backs, discounts and even free vouchers.

For example, you want to shop on Amazon, all you have to do is log in to your TopCashbck account, scroll through and locate the Amazon section.

As you can see from the image below, Amazon offers up to 8% cash back for items you buy from their site.

Top Cashback Review


Note what is written under the cashback? It says you will only earn cashback in selected department at Amazon.

Which means there are sections that you may shop from that won’t pay cashback.

It is important to always take note of any condition that comes with the individual retailer you shop with because some won’t take note of this and may end up shopping in a department that doesn’t offer cashback

And when they do not get the cashback they expected they will feel sad and say that Topcashback is a scam or fraud, but in real sense, they are the one that didn’t get things right.

So it is always important to note things like this to avoid confusion and disappointment.

So once you locate the Amazon section you wanted, you just click through it and it will take you directly to Amazon website where you should go ahead and buy things like you normally would

Amazon may display the cashback available for the individual product you want to buy as shown in the image below, this will enable you to know the exact cashback you will get for the item you purchase.

Top Cashback Review

On the other hand, depending on the section you are shopping, there may be an overall cashback that applies, i.e. the cashback may be applied to the total amount you spend on items in that department.

Referral Scheme

TopCashback also provided the opportunity for you to invite friends and families to join them in exchange for a reward.

Once someone signs up using your referral link and earns payable cashback of up to $10, then you will receive the stated commission.


They also provide you with several other offers than you can complete in exchange for rewards.

Some offers are subscription-based and may require you to signup with your credit card details for the offer to be valid

If you decide to take such an offer, always remember to cancel it before the trial period ends if you do not wish to continue with the offer to avoid being automatically charged for the paid membership.

Some free offers will require you to also give out your details before they can be valid

For example, some offers may ask you to sign up to surveys sites using details in exchange for a reward.

Mobile App

TopCashback also has a mobile application that you can download on Android or iPhone to enable you to shop as you go.

Just like on the web, you can also do everything on your mobile app once downloaded.

TopCashback Extension

For those of us who do our shopping mostly on our desktop or laptop, you can download the TopCashback extension to make your shopping a lot easier.

With the extension, you will never miss out on any available offers when you shop.

>>>You Can Get Started Here<<< (the US and Canada Only)
Great Deals Season

This includes Black Friday deals, Cyber Monday Week and Green deal Day, all these seasonal deal days bring you the best prices of products and services from merchants all around the world and TopCashback make sure they are available for you on their site.

So you can pop in the site during these seasonal days to get great discounts and cashback on your

favourite kinds of stuff.

Top Cashback Review


Once you have finished your shopping, it takes about 7 days for the money to reflect in your TopCashback account.

But this money won’t be payable until the retailers “return period” is over and the actual money gets paid to TopCashback, then they will make it payable to you.

There is no limit to the amount you can withdraw once your money becomes payable.

You can withdraw your money through BACS or Pay Pal.

You can also choose to exchange it for gift cards rewards instead, which may earn you an even higher exchange in the form of bonuses.

You can also choose to donate some of your earnings to supported charity.

TopCashback Compliant

Just as we know, there is no perfection in every system, there will always be a few complaints here and there.

Which is why we decided to add the most common complaint we came across from users of TopCashback

The most common complaint is for an offer not validating.

But there could be a couple of reasons this may happen, for example, if you take an offer from a retailer you were given a free voucher or coupon to use for that offer, Topcashback may decide not to offer a cashback if there is none available with that offer.

And if you are not aware of this, you may simply think they don’t want to give you the cashback.

So you must read the conditions under each offer before going ahead with it.

We also came across a situation where a user didn’t also get the cashback for a purchase she made, but it turned out that she in the US but signed up for that offer through the UK TopCashback and that caused the issue.

It is important to know the link you signup with so that you don’t end up shopping from the wrong end.


It is free to sign up and use as long as you are over 18 years and in the US or Canada.


Free to join

High cashback rate

Up to 105% commission return

Different payment methods

Various gift cards to choose from

No minimum threshold.

Get paid when you refer others

Get discounts, vouchers and coupons from thousands of retailers


You, Will, have to wait for a retailer “returns period” to be over before you can get paid and this may take weeks to apply.

Some offers may not validate, so you may need to contact support to resolve that.

In Conclusion

Is TopCashback a scam?

No, it is not, using this cashback site can help you save on hundreds of shopping and at the same time earn you some few bucks.

You will be surprised at how much you may be able to save as cashback over some time.

The best part is that you can withdraw this cashback as physical cash if you want to.

So it is not even just gaining points and using it back on the site, it is about earning real cash!

So quit wasting time and Get Started Here (US & Canada Only).




Final Thoughts

We believe this is a very good way to save and earn some bucks at the same time without any stress from you.

The rate at which you shop will determine how much you can earn but that doesn’t have to decide how much you can save.

And I believe you have nothing to lose, so give it a try and see how it goes.

Top Cashback review

That will be it for today. Hope you found this Top Cashback Review helpful?

Kindly share to help others.

If you have any questions or experience to share with us, drop them in the comment section below and we will get back to you soon.


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